Payroll / Settlement Cards

Streamline your process – provide employees/contractors immediate access to funds.

SmartFunds® Card

The EFS SmartFunds card is a revolutionary multi-purse card that combines both “limit” and “declining balance” transactions conveniently on the same card and can be used anywhere in the EFS truck stop network.

Mastercard® Payroll Card

Make fuel purchases in the EFS truck stop network and use your payroll funds in the Mastercard® Network—all from the same card!

Manage your payroll funds from the convenience of our mobile apps.