SmartFunds® Card

A revolutionary multi-purse card.

The EFS SmartFunds card is a revolutionary multi-purse card that combines both “limit” and “declining balance” transactions within the EFS truck stop network conveniently on the same card. The SmartFunds card allows you to securely manage company purchases and driver pay or contractor settlement conveniently on one card.

Streamline your administrative procedures by providing your employees and contractors with immediate access to their payroll or settlement funds without waiting for a check.


The SmartFunds Card advantage:

  • Multiple account deposit flexibility so employees can deposit pay funds or transfer to external accounts from the convenience of a single card
  • Convenient mobile access to manage payroll funds via the EFS CardControl mobile app
  • Online summary of all load transfers and purchases to help track expenses
  • Simplified workload by compiling and sending one file to load funds
  • Check fraud elimination
  • Access to funds through thousands of ATMs and participating retailers via the debit network
  • 24-hour Customer Service